Kristal Branscome | Senior Loan Officer Edge Home Finance LLC. NMLS #976954

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Mortgage Solutions Made Simple

I'm Kristal Branscome, Sr. Loan Officer with Edge Home Finance in Parker, CO, helping homebuyers w/financing for over 20 year

720-878-6781

Mortgage Solutions Made Simple

I'm Kristal Branscome, Sr. Loan Officer with Edge Home Finance in Parker, CO, helping homebuyers w/financing for over 20 year

720-878-6781

Your Trusted Mortgage Advisor

Meet Kristal Branscome

As a Sr. Loan Officer with Edge Home Finance, I help homebuyers, homeowners, veterans, and investors find the right financing. With access to over 200 lending partners, I offer conventional, FHA, VA, USDA, jumbo, investment property, and refinancing options with personalized service from application to closing.

NMLS #976954 | Licensed in CO, NC, TN, FL, CA, MO, AR, WA, AL & GA

🏦 200+ Lending Partners

Access to competitive rates and loan programs is crucial for first-time homebuyers, and a knowledgeable mortgage broker can guide you through various home financing options, including refinancing options and VA loans.

⭐ 90+ Five-Star Reviews

A proven track record of happy clients, including first-time homebuyer specialists who expertly navigate home financing, mortgage broker services, and a variety of refinancing options, along with VA loans.

🏡 First-Time Homebuyer Specialist

As a first-time homebuyer specialist, I am committed to helping families navigate the home-buying process with confidence, providing guidance on home financing, mortgage broker services, refinancing options, and VA loans.

🇺🇸 VA Loan Expert

Helping veterans as a first-time homebuyer specialist to maximize their home financing benefits, including exploring VA loans and refinancing options with a trusted mortgage broker.

Why Choose Loans by Kristal

🏆 20+ Years Experience

🏦 200+ Lending Partners

🏆 20+ Years Experience

Helping families and homeowners navigate home financing as a first-time homebuyer specialist since 2005, including options like VA loans and refinancing with expert mortgage broker services.

⭐ 90+ Five-Star Reviews

🏦 200+ Lending Partners

🏆 20+ Years Experience

Trusted by clients across multiple states, our team excels as first-time homebuyer specialists, offering comprehensive home financing solutions. As a leading mortgage broker, we provide various refinancing options and specialize in VA loans to meet your needs.

🏦 200+ Lending Partners

🔄 Refinance Options

🇺🇸 Specialized Programs

🏦 200+ Lending Partners

As a first-time homebuyer specialist, I can help you lower your payment, shorten your loan term, consolidate debt, or access your home's equity through various home financing options. Whether you are exploring refinancing options or looking into VA loans, I will assist you in comparing different choices to determine what aligns best with your financial goals.

🏠 Purchase Loans

🇺🇸 Specialized Programs

Assisting first-time homebuyer specialists, move-up buyers, and investors with home financing options, including VA loans and refinancing solutions.

🇺🇸 Specialized Programs

As a first-time homebuyer specialist, I can guide you through various home financing options such as VA loans, FHA loans, Conventional mortgages, Jumbo loans, DSCR loans, Bank Statement loans, Renovation loans, and Reverse mortgages. Working with a knowledgeable mortgage broker can also provide valuable insights into refinancing options tailored to your needs.

Ready to Get Started?

Whether you're a first-time homebuyer looking for home financing, refinancing options, or exploring VA loans, I'm here to assist you. As an experienced mortgage broker, I invite you to complete the form below so I can personally reach out to discuss your real estate options.

Loans by Kristal

720-878-6781 Kristal@EdgeHomeFinance.com

✅ 200+ Lending Partners ✅ Competitive Compensation ✅ Work From Anywhere. ✅ Dedicated Support Team.

Looking for a Better Mortgage Platform?

Build your business with access to 200+ lending partners, competitive compensation, cutting-edge technology, and a dedicated support team.

Whether you're an experienced loan officer or looking for a better platform, Edge Home Finance gives you the freedom to grow without corporate limitations.

Frequently Asked Questions

Answers to common questions about home buying, refinancing, and mortgage qualification.

What credit score do I need to buy a home?

Loan requirements vary by program, but many buyers qualify with scores in the 500s and 600s.

How much money do I need for a down payment?

Depending on the loan program, down payments can range from 0% to 20% or more.

How long does it take to close on a home loan?

Most loans close within 2–4 weeks, depending on the property and loan type and often times I can close in less than 10 days.

Do you offer VA loans?

Yes! I specialize in helping veterans and active-duty service members utilize their VA home loan benefits.

Can I buy a home if I'm self-employed?

Absolutely. I offer several programs designed specifically for self-employed borrowers.

What states are you licensed in?

Colorado, North Carolina, Tennessee, Florida, California, Missouri, Arkansas, Washington, Alabama, and Georgia. But I can lend in all 50 states.

Should I get pre-approved before shopping for homes?

Yes. A pre-approval helps you understand your budget and strengthens your offer when you find the right home.

What loan programs do you offer?

Conventional, FHA, VA, USDA, Jumbo, DSCR, Bank Statement, Renovation, Reverse Mortgage, HELOC, and more.

Why should I join Edge Home Finance?

Edge Home Finance provides access to 200+ lending partners, competitive compensation, advanced technology, and the freedom to grow your business your way.

Let's Connect

Have questions about a mortgage or interested in joining Edge Home Finance?

Kristal Branscome

720-878-6781 Kristal@edgehomefinance.com

LEGAL DISCLOSURES

Kristal Branscome | Mortgage Broker and First-Time Homebuyer Specialist

NMLS #976954

Edge Home Finance LLC

NMLS #891464

5868 Baker Rd

Minnetonka, MN 55345

Licensed in:

CO • NC • TN • FL • CA • MO • AR • WA • AL • GA • IL

Equal Housing Opportunity Lender

At Edge Home Finance, we offer a range of home financing solutions, including competitive refinancing options and VA loans, to ensure that not all applicants will qualify for the best programs available. Our program guidelines, rates, terms, and conditions are subject to change without notice. The information provided here is for informational purposes only and does not constitute a commitment to lend.

Mortgage Solutions Made Simple

Mortgage Solutions Made Simple