Kristal Branscome | Mortgage Broker Edge Home Finance Corporation NMLS #976954

Loans by Kristal
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Helping Families Buy, Build & Refinance with Confidence.

Helping Families Buy, Build & Refinance with Confidence. Helping Families Buy, Build & Refinance with Confidence. Helping Families Buy, Build & Refinance with Confidence.

20+ years of mortgage experience helping buyers, homeowners, & investors find the right mortgage with competitive rates.

720-878-6781

Helping Families Buy, Build & Refinance with Confidence.

Helping Families Buy, Build & Refinance with Confidence. Helping Families Buy, Build & Refinance with Confidence. Helping Families Buy, Build & Refinance with Confidence.

20+ years of mortgage experience helping buyers, homeowners, & investors find the right mortgage with competitive rates.

720-878-6781

Your Trusted Mortgage Advisor

Meet Kristal Branscome

20+ Years of Mortgage Experience

As a Mortgage Broker with Edge Home Finance, I help homebuyers, homeowners, veterans, and investors find the right financing solution. With access to over 200 lending partners, I provide competitive rates, flexible loan options, and personalized service from application to closing.

Licensed in NMLS 976954 : CO, NC, TN, FL, CA, MO, AR, WA, AL & GA.

🏦 200+ Lending Partners

Access to competitive rates and loan programs.

⭐ 90+ Five-Star Reviews

A proven track record of happy clients.

🏡 First-Time Homebuyer Specialist

Helping families navigate the home-buying process with confidence.

🇺🇸 VA Loan Expert

Helping veterans maximize their home loan benefits.

Why Choose Loans by Kristal

🏆 20+ Years Experience

🏦 200+ Lending Partners

🏆 20+ Years Experience

Helping families and homeowners since 2005.

⭐ 90+ Five-Star Reviews

🏦 200+ Lending Partners

🏆 20+ Years Experience

Trusted by clients across multiple states.

🏦 200+ Lending Partners

🏦 200+ Lending Partners

🏦 200+ Lending Partners

Access to competitive rates and loan programs.

🔄 Refinance Options

🇺🇸 Specialized Programs

🏦 200+ Lending Partners

Lower your payment, shorten your loan term, consolidate debt, or access your home's equity. I'll help you compare options and determine whether refinancing makes sense for your financial goals.

🏠 Purchase Loans

🇺🇸 Specialized Programs

🇺🇸 Specialized Programs

Helping first-time buyers, move-up buyers, and investors.

🇺🇸 Specialized Programs

🇺🇸 Specialized Programs

🇺🇸 Specialized Programs

VA, FHA, Conventional, Jumbo, DSCR, Bank Statement, Renovation, and Reverse.

Ready to Get Started?

Request a Free Consultation

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Whether you're buying a home, refinancing, building a custom home, or investing in real estate, I'm here to help. Complete the form below and I'll personally reach out to discuss your options.

Loans by Kristal

720-878-6781 Kristal@EdgeHomeFinance.com

✅ 200+ Lending Partners ✅ Competitive Compensation ✅ Work From Anywhere. ✅ Dedicated Support Team.

Looking for a Better Mortgage Platform?

Build your business with access to 200+ lending partners, competitive compensation, cutting-edge technology, and a dedicated support team.

Whether you're an experienced loan officer or looking for a better platform, Edge Home Finance gives you the freedom to grow without corporate limitations.


🚀 Grow Your Mortgage Business with Edge Home Finance

Home Purchase • Refinance • Join Edge Home Finance

Access 200+ lending partners, competitive compensation, industry-leading technology, and the support you need to grow your business.

Let's Talk Mortgage Options

What Clients Are Saying

Frequently Asked Questions

Answers to common questions about home buying, refinancing, and mortgage qualification.

Loan requirements vary by program, but many buyers qualify with scores in the 500s and 600s.

Depending on the loan program, down payments can range from 0% to 20% or more.

Most loans close within 2–4 weeks, depending on the property and loan type and often times I can close in less than 10 days. 

Yes! I specialize in helping veterans and active-duty service members utilize their VA home loan benefits.

Absolutely. I offer several programs designed specifically for self-employed borrowers.

Colorado, North Carolina, Tennessee, Florida, California, Missouri, Arkansas, Washington, Alabama, and Georgia. But I can lend in all 50 states.

Yes. A pre-approval helps you understand your budget and strengthens your offer when you find the right home.

Conventional, FHA, VA, USDA, Jumbo, DSCR, Bank Statement, Renovation, Reverse Mortgage, HELOC, and more.

Edge Home Finance provides access to 200+ lending partners, competitive compensation, advanced technology, and the freedom to grow your business your way.

Let's Connect

Have questions about a mortgage or interested in joining Edge Home Finance?

Looking to buy a home, refinance, or explore opportunities with Edge Home Finance? Complete the form below and I'll personally reach out.

Kristal Branscome

720-878-6781 Kristal@edgehomefinance.com

CONTACT KRISTAL

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LEGAL DISCLOSURES

Kristal Branscome | Mortgage Broker
NMLS #976954

Edge Home Finance Corporation
NMLS #891464

5868 Baker Rd
Minnetonka, MN 55345

Licensed in:
CO • NC • TN • FL • CA • MO • AR • WA • AL • GA • IL

Equal Housing Opportunity Lender

Not all applicants will qualify. Program guidelines, rates, terms and conditions are subject to change without notice. Information is provided for informational purposes only and does not constitute a commitment to lend.

Loans by Kristal

720-878-6781

© 2026 Kristal Branscome. All Rights Reserved.

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