Senior Loan Officer · NMLS #976954
Mortgage SolutionsMade Simple
20+ Years of Lending · 200+ Lending Partners · Licensed in CO, NC, TN, FL, CA, MO, AR, WA, AL & GA
20+
Years Experience
Your Trusted Mortgage Advisor
Meet Kristal Branscome
As a Sr. Loan Officer with Edge Home Finance, I help homebuyers, homeowners, veterans, and investors find the right financing. With access to over 200 lending partners, I offer conventional, FHA, VA, USDA, jumbo, investment property, and refinancing options with personalized service from application to closing.
NMLS #976954 | Licensed in CO, NC, TN, FL, CA, MO, AR, WA, AL & GA
Learn More About KristalWhy Choose Loans by Kristal
200+ Lending Partners
Access to competitive rates and loan programs is crucial for first-time homebuyers, and a knowledgeable mortgage broker can guide you through various home financing options.
100+ Five-Star Reviews
A proven track record of happy clients navigating home financing, mortgage broker services, and refinancing options.
First-Time Homebuyer Specialist
Committed to helping families navigate the home-buying process with confidence.
VA Loan Expert
Helping veterans maximize their home financing benefits, including VA loans and specialized programs.
Loan Programs
Tailored financing solutions for every situation
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Ready to Get Started?
Call or Text
720-878-6781Kristal Branscome · NMLS #976954
Edge Home Finance LLC · NMLS #891464
What Clients Are Saying
Ryan Turner
September 14, 2026
We have had two great experiences working with Kristal! She is very responsive and always went the extra mile to explain things in detail to make sure we understood the process. We wanted to close fast and she was able to get it done. Couldn't recommend her enough!
Alexandra Turner
September 14, 2026
Kristal is the best choice you will make when buying a home. From helping us with our first home 5 years ago, to purchasing our second home a couple of weeks ago, she was beyond incredible. She always goes above and beyond, and did a super quick close to help us land our dream home. She could not have made this process any smoother for us!
Stacy Kinder
September 10, 2026
I have worked with several lenders and I have never had anyone go above and beyond like Kristal. She finds the program that is perfect for the client, always looking out for their best interest. If she tells you she can do something- she will get it done.
Kaytie Younkin
September 4, 2026
Kristal is an absolute ROCK STAR! Kristal was so thorough in her initial details of what she needed from us, we did not have to do anything extra. I can't recommend Kristal enough and this is the second time we have worked with her and it only continues to get better! Her expertise, knowledge and patience truly makes her the best in the business. 5 stars is not enough for Kristal and her team!
Amy Pearcy
August 31, 2026
Kristal is one of the best! Not only was she able to get us exactly what we needed as far as our Mortgage payment and interest rate, she was ALWAYS available, extremely patient, helpful, knowledgeable and one of the nicest people we have ever had the pleasure of working with.
Cassandra Holderman
August 7, 2026
Kristal is amazing! She's very helpful, knowledgeable, and understanding. Really great to work with and goes above and beyond. 10/10 recommend working with Kristal!
Frequently Asked Mortgage Questions
Answers to common questions about home buying, refinancing, and mortgage qualification.
Licensed in 10 States
States I Serve
Kristal is licensed to originate mortgage loans in 10 states. Click your state for local market information, available programs, and communities served.
Colorado
Denver, Colorado Springs, Fort Collins & more
North Carolina
Charlotte, Raleigh, Asheville & more
Tennessee
Nashville, Memphis, Knoxville & more
Florida
Miami, Orlando, Tampa & more
California
Los Angeles, San Diego, Sacramento & more
Also Licensed In
MO · AR · WA · AL · GA
Ready to Find Your Perfect Loan?
Call or text Kristal today — no obligation, just answers.